You don’t just have to let your 401(k) sit there. You can actually put it to work for you through real estate, and you might even be able to double its growth.

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Today I want to talk to you about your 401(k). Maybe you’ve spent the last 20 to 30 years building up this pretty nest egg, but did you know that you can actually self-direct that 401(k) wherever you want it to go or take your IRA and move it to a self-directed platform? Did you know that you can buy real estate with your 401(k) and have tremendous tax savings as a result?


I’m no tax attorney or CPA, but I have seen a number of my colleagues use this amazing tool to save money on their taxes by buying property within their 401(k). There are two companies that I’m familiar with that specialize in handling this type of transaction. Much like a 1031 exchange helps you transition from one investment property to another, Advanta IRA and New Direction IRA are wonderful businesses that act as custodians in the self-directed world of retirement.

Imagine being able to not just make 4% per year on your traditional IRA. Imagine being able to take that money to buy a piece of real estate instead. You’ll also be able to contribute to your 401(k) every year and be able to make money on that every month as you collect rent.

With a regular 401(k), it’s not appreciating based on the values around it, but it can if you use it to buy real estate. If you leave it in there for 20 years, it’s going to double. It’s very possible you could be seeing regular double-digit growth on your investment in your property.

If you have any questions about how this process works or how you can get started, don’t hesitate to give me a call or send me an email. I look forward to hearing from you soon.